ELM programs serve several functions for commercial carriers. As a proven loss prevention initiative, our courses can be used to help physician insureds to mitigate risk in their clinical practices. This helps commercial carriers to reduce the frequency and severity of their claims, as well as helping insureds to better protect themselves and their patients.

Ways to use ELM: Commercial carriers utilize ELM programs as a value-added-service to their insureds. This is especially helpful in a soft market, where competition for customers is fierce. ELM's Continuing Medical Education (CME) programs are an additional way to offer your insureds a little something extra. Typically, ELM's insurance carrier clients offer a financial incentive for participation (often, a premium discount).